The M-Kimisitu loan is a mobile based facility that enables members to access funds instantly on their mobile device. This can be accessed through USSD *503# or downloading ‘Kimisitu Money’ from App Store or Google Store.
- Maximum of Ksh.300,000 or 80% of member deposit whichever is lower
- 1st borrower Loan Ksh.100,000, subsequent loans Graduated with steps of Ksh.50,000
- Interest rate of 7% per month on reducing balance
- Repayable within 6 months