Kimisitu DT Sacco

40 Years of Quality Service Kimisitu DT Sacco celebrates 40 years of financial empowerment and service excellence,
recognizing its founding in March 1985 by a dedicated group of staff from ICRAF.
LEARN MORE LOAN PRODUCTS
Makao Halisi - Own Your
Dream Home
Turn your dream into reality with Makao Halisi! Whether you're buying, building, or renovating, enjoy affordable mortgage solutions with flexible repayment terms and competitive rates. LEARN MORE
Get Up to KES 300K Instantly! Need quick cash? Access instant loans up to KES.300,000 via the Kimisitu Money App - fast, secure, and hassle-free! Enroll now and experience convenience! LEARN MORE Salary Advance – Up to 80% of Your Net Salary! Enjoy instant access to 80% of your salary, with a limit of up to KES.500,000 when your salary is processed through Kimisitu FOSA Account. LEARN MORE Self-Service Portal and APP – Anytime, Anywhere! Enjoy 24/7 secure access to your Kimisitu account without visiting our offices. Check balances, apply for loans, and manage transactions anytime, anywhere! LEARN MORE

What We
Offer

At Kimisitu, we provide high-quality, innovative solutions designed to meet your needs. Our products are crafted with precision, backed by expertise, and developed with a commitment to excellence, sustainability, and community impact

Loan Products

At Kimisitu we offer a variety of loans that are tailored to meet your any need.

Savings Products

We have a variety of savings products that are designed to grow your wealth, secure your future.

Our Members Experience

Meet the dedicated members who have placed their trust in Kimisitu Sacco, leveraging our support to achieve financial growth and stability. Their journey is a testament to the power of partnership, trust, and shared prosperity.

My Home Ownership Journey
with Kimisitu Sacco

Our Wealth Creation Journey
Through Kimisitu Sacco

My Dream Home Reality

 

Our Milestone Journey

Founded in 1985 April 2020: Kimisitu Insurance Agency licensed by IRA Kimisitu Sacco celebrates 40 Years of championing our members’ financial Independence April 2020 Robust, cutting-edge technology, enabling convenient and secure service delivery to our members in over 70 countries at their comfort. A Tier 1 Deposit Taking Sacco  July 2020: Attained ISO 9001:2015 Certification Launched Kimisitu DT Sacco Front Office Service(FOSA) Incorporated Kimisitu Foundation July 2020: Winner – CIO Awards 2023 & 2024 Africa Awards January 2022 December 2020 National Awards 1st Runners Up FIRE Awards 2023 & WINNER in 2024 Best in Deposit management Deposit taking saccos employee based saccos tier2 Ushirika Awards Ushirika Awards Best in risk management Deposit taking saccos employer based saccos tier 2 Best in technology optimization Deposits taking saccos employer based saccos Ushirika Awards

More than a Sacco

Kimisitu is more than just a Sacco—we are a comprehensive financial ecosystem dedicated to empowering our members in every stage of life.

Kimisitu Investment

From your first investment to building lasting wealth, Kimisitu Investment walks with you—turning opportunities into financial success, one smart decision at a time.

Kimisitu Foundation

Driven by a mission to create sustainable living through environmental conservation, education sponsorship, and nurturing livelihood skills. Kimisitu Foundation, is the CSR arm of Kimisitu.

Kimisitu Insurance

KIA’s objective is to procure insurance business for our members at negotiated rates of premiums and to earn commission for members

At Kimisitu Sacco, we are more than just a financial institution—we are a community that empowers our members to achieve financial freedom. Through Kimisitu Foundation, we invest in social impact; through Kimisitu Insurance, we safeguard your future; and through Kimisitu Investment, we help you build lasting wealth. Together, we create opportunities for a brighter and more secure tomorrow.

John Doe, CEO

Why Join Kimisitu?

40 Years of Financial Empowerment

Robust Member Base of over 14,000 active members

Attractive Rate of Return on investment

Competitive Loan Interest Rates

Convenience through Kimisitu Self-Service Portal and Kimisitu Money App.

Real time and multifaceted Customer support

Member-centric product and service solutions

Financial Literacy and education programs

Why Join Kimisitu?

40 Years of Financial Empowerment

Robust Member Base of over 14,000 active members

Attractive Rate of Return on investment

Competitive Loan Interest Rates

Convenience through Kimisitu Self-Service Portal and Kimisitu Money App.

Real time and multifaceted Customer support

Member-centric product and service solutions

Financial Literacy and education programs